Guide

How to Budget with Friends

Budgeting is more effective when you do it with your group. This guide covers how to set and track budgets for shared expenses like household, trips, and events.

Set a monthly group budget

In Tacth, set a monthly budget for each group. This helps everyone in the group stay aware of shared spending.

For example, set a ₹15,000 monthly budget for your household group covering rent, utilities, and groceries.

Track spending by category

Tacth groups expenses by category — groceries, utilities, dining, transport, and more.

Review category breakdowns to see where your group's money is going.

Set category-level budgets

For more control, set budgets for specific categories like groceries or dining.

This helps you identify which categories are driving overspending.

Get Smart Nudges

Tacth analyzes your spending patterns and sends Smart Nudges before you overspend.

These proactive insights help you adjust spending before it's too late.

Review with Wrapped

At the end of the year, use Tacth Wrapped to review your group's spending story.

See top categories, biggest expenses, and spending trends over the year.

Frequently asked questions

Can I set a budget for a group?

Yes. Set a monthly budget for each group in Tacth and track spending against it.

Can I set category-level budgets?

Yes. Set budgets for specific categories like groceries, utilities, or dining.

What are Smart Nudges?

Smart Nudges are proactive insights that warn you before you overspend, based on your spending patterns.

Can I review yearly spending?

Yes. Tacth Wrapped gives you a year-in-review summary of your spending by category.

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