Guide
Tracking expenses is only half the battle. Settling up — actually paying each other back — is where most groups get stuck. This guide covers how to settle efficiently.
In a group, debts can get complicated. If A owes B ₹500, B owes C ₹500, and C owes A ₹500, nobody actually needs to pay anyone.
Tacth simplifies balances by canceling out circular debts and showing the minimum number of transfers needed to settle everything.
For each settlement, Tacth generates a UPI deep link that opens your payment app pre-filled with the exact amount and recipient.
Confirm the payment in your UPI app and mark it as settled in Tacth.
This works with GPay, PhonePe, Paytm, and any UPI-compatible app.
If you prefer to settle in person, mark the settlement as cash in Tacth.
This records that the debt was settled without a UPI payment.
Don't let balances pile up. Settle monthly or after each trip or event.
Tacth sends settlement reminders so nobody forgets.
Tacth keeps a full activity feed of all expenses and settlements, so you can review who paid what and when.
This creates a transparent record that prevents disputes.
Simplified balances cancel out circular debts and show the minimum number of transfers needed to settle everything in a group.
Tacth generates a UPI deep link that opens your payment app pre-filled with the exact amount and recipient. Confirm the payment and mark it settled.
Yes. Mark any settlement as cash in Tacth to record that the debt was settled in person.
Monthly settlement is recommended. For trips and events, settle immediately after.