Guide
UPI is the easiest way to settle shared expenses in India. This guide covers how to use UPI settlement in Tacth to pay back friends with one tap.
Before settling, check simplified balances in Tacth. Tacth calculates who pays whom with the minimum number of transfers.
This means fewer UPI payments to make.
When you're ready to settle, tap the settle button. Tacth generates a UPI deep link.
This link opens your default UPI app — GPay, PhonePe, Paytm, or any UPI-compatible app — pre-filled with the exact amount and recipient.
Review the pre-filled amount and recipient in your UPI app, then confirm the payment.
Your UPI PIN and bank details are entered only in your payment app — Tacth never sees or stores them.
After completing the UPI payment, mark it as settled in Tacth.
This updates the group balances and records the settlement in the activity feed.
If you prefer to settle in person, mark the settlement as cash in Tacth.
This records that the debt was settled without a UPI payment.
Tacth generates a UPI deep link that opens your payment app pre-filled with the exact amount and recipient. Confirm the payment and mark it settled.
Tacth works with any UPI-compatible app including GPay, PhonePe, Paytm, and BHIM.
No. Tacth does not process, receive, or store your bank credentials, UPI PIN, or card details. Payment happens entirely in your UPI app.
Yes. Mark any settlement as cash if you prefer to settle in person.